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Available at Multiple Anderson Locations

View this 2020 Kia Optima S at the Anderson location that's most convenient for you. Vehicle transfers between locations are complimentary.

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Anderson Kia

806 S. Belt Hwy
St. Joseph, MO 64507
(816) 279-0354
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Anderson Ford of St. Joseph

2207 N Belt Hwy
St. Joseph, MO 64506
(816) 383-8000
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Price Details

Good Deal
$17,199
great good high
$13,699 $17,245 $20,792
$17,199

Based on 47 comparable regional listings, this 2020 Kia Optima S is currently rated as a Good Deal.

Next Steps

What would you like to do next?

Explore payments, value your trade, or schedule a time to see this 2020 Kia Optima S.

Available Packages

$1,055 in Package Add-ons

  • Snow White Pearl Paint
    $495 value
  • Auto-Dimming Mirror w/Compass and Homelink
    $350 value
  • Carpet Floor Mats
    $135 value
  • Rear Bumper Applique
    $75 value
Highlighted Features

Key Features

Browse the highlighted features available on this 2020 Kia Optima S, including advanced technology, safety systems, premium amenities, and driver-focused conveniences that add value to your ownership experience.

Navigation
Provides turn-by-turn directions and route guidance to help simplify daily drives and road trips.
Back-up Camera
Provides a clear view behind the vehicle when reversing. Makes parking and maneuvering in tight spaces easier and more confident.
Blind Spot Monitoring
Helps detect vehicles traveling in adjacent lanes that may be difficult to see. Alerts provide added awareness during lane changes.
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Vehicle Features

Safety and Security

  • Forward collision mitigation - Forward thinking.
  • Pedestrian impact prevention - An extra step toward safety.
  • Rear camera - Watching your back!
  • Lane departure prevention - Keep it between the lines.

Technology and Telematics

  • Smart device mirroring - Smartphone, meet smart car.

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Vehicle Specs

Exterior Color
Snow White Pearl
Interior Color
Black
Bodystyle
Sedan
Engine
2.4l Dohc I4 Gdi
Transmission
6-Speed Shiftable Automatic
Drivetrain
FWD
Odometer
61,540
VIN
5XXGT4L39LG451238
Stock Number
6002299A

CARFAX 1-Owner

This vehicle has had only one previous owner.
View CARFAX Report

Experience Better Benefits

Enjoy added confidence with Anderson Auto Group benefits designed to make your vehicle purchase easier, more transparent, and more rewarding.

Commission-Free Certified Guides
Anderson Certified Guides are not paid on commission. Guides are paid to help you find the right vehicle and deliver a great experience.
5-Day Return or Exchange Policy
If you are not happy with your Anderson Auto Group vehicle, bring it back within 5 days and under 200 miles to exchange it or receive a refund, subject to conditions.
Collision Deductible Reimbursement
In the event of a collision where your insurance handles repairs to the Anderson Auto Group vehicle, this policy may reimburse up to the first $500 of your deductible.
Free CarFax Vehicle History Report
You will receive a free CARFAX Vehicle History Report with any Anderson Auto Group pre-owned vehicle you are considering for purchase.
View CARFAX Report
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Description

This Snow White Pearl 2020 Kia Optima S is a great choice! Check out the following:

One Owner!

City 24/ Hwy 32

Carpet Floor Mats ($135 value)

    Auto-Dimming Mirror w/Compass and Homelink ($350 value)

      Rear Bumper Applique ($75 value)

        Snow White Pearl Paint ($495 value)

          SNOW WHITE PEARL, BLACK, CLOTH/LEATHERETTE SEAT TRIM, REAR BUMPER APPLIQUE, CARPET FLOOR MATS, AUTO-DIMMING MIRROR W/HOMELINK & COMPASS

          Safety and Security

          • Forward collision mitigation – Forward thinking. You look away for just a second and suddenly the vehicle in front of you has stopped. That’s when the forward collision mitigation system comes to life. When it senses an impending impact, it will activate a combination of features to help prevent or reduce the severity of an accident. Forward collision mitigation is always looking ahead.
          • Pedestrian impact prevention – An extra step toward safety. Pedestrians don’t always stop, look, and listen, but with Pedestrian Impact Prevention, your vehicle is equipped to better see them and avoid them. This system constantly monitors the road ahead to identify and track pedestrians. It projects that image to an interior display screen, AND should an impact become likely, Pedestrian impact prevention takes steps to avoid a collision.
          • Rear camera – Watching your back! The rear camera helps you see obstacles and hazards you otherwise couldn’t by showing enhanced images of what is behind you. The rear camera is an extra set of eyes that’s both convenient and safe.
          • Lane departure prevention – Keep it between the lines. It only takes a moment of inattention for your vehicle to drift. With lane departure prevention, your vehicle takes corrective action to help you avoid unintentionally moving out of your lane. Lane departure prevention is an extra level of safety for you and those around you.

          Technology and Telematics

          • Smart device mirroring – Smartphone, meet smart car. You can control your device through your vehicle’s infotainment system. Smart device mirroring brings together safety and convenience by making it easier to find what you’re looking for while keeping your eyes on the road.

          Anderson KIA866-212-1292806 S Belt Hwy Saint Joseph MO 64507

          Vehicle Options
          • Engine: 2.4L DOHC I4 GDI
          • Transmission: 6-Speed Automatic w/Sportmatic -inc: drive mode select system (comfort eco sport)
          • Transmission w/Driver Selectable Mode
          • Front-wheel drive
          • 2.88 Axle Ratio
          • 80-Amp/Hr 800CCA Maintenance-Free Battery w/Run Down Protection
          • 150 Amp Alternator
          • Gas-Pressurized Shock Absorbers
          • Front And Rear Anti-Roll Bars
          • Electric Power-Assist Speed-Sensing Steering
          • 18.5 Gal. Fuel Tank
          • Quasi-Dual Stainless Steel Exhaust w/Chrome Tailpipe Finisher
          • Strut Front Suspension w/Coil Springs
          • Multi-Link Rear Suspension w/Coil Springs
          • 4-Wheel Disc Brakes w/4-Wheel ABS Front Vented Discs Brake Assist and Hill Hold Control
          • Wheels: 7.5J x 18" Machine Finish Alloy
          • Tires: P235/45R18
          • Tire mobility kit
          • Body-Colored Front Bumper
          • Body-Colored Rear Bumper w/Chrome Bumper Insert
          • Chrome Side Windows Trim Black Front Windshield Trim and Chrome Rear Window Trim
          • Chrome door handles
          • Body-Colored Power Heated Side Mirrors w/Manual Folding and Turn Signal Indicator
          • Fixed Rear Window w/Defroster
          • Light Tinted Glass
          • Variable Intermittent Wipers
          • Fully Galvanized Steel Panels
          • Lip Spoiler
          • Black Grille w/Chrome Surround
          • Trunk Rear Cargo Access
          • Auto On/Off Projector Beam Halogen Daytime Running Auto High-Beam Headlamps w/Delay-Off
          • Headlights-Automatic Highbeams
          • Front Fog Lamps
          • Perimeter/Approach Lights
          • LED Brakelights
          • 6 Speakers
          • Streaming Audio
          • Fixed Antenna
          • 2 LCD Monitors In The Front
          • Turn-By-Turn Navigation Directions
          • Front Bucket Seats -inc: 10-way power adjustable driver w/2-way power lumbar and 6-way adjustable passenger seat w/manual height adjuster
          • 8-Way Driver Seat
          • Passenger Seat
          • 60-40 Folding Bench Front Facing Fold Forward Seatback Rear Seat
          • Manual Tilt/Telescoping Steering Column
          • Leather Steering Wheel
          • Front Cupholder
          • Rear Cupholder
          • Remote Releases -Inc: Smart Trunk Proximity Cargo Access and Power Fuel
          • Cruise Control w/Steering Wheel Controls
          • Manual Air Conditioning
          • HVAC -inc: Underseat Ducts
          • Glove Box
          • Driver foot rest
          • Interior Trim -inc: Metal-Look Interior Accents
          • Full Cloth Headliner
          • Leatherette Door Trim Insert
          • Urethane Gear Shifter Material
          • Day-Night Rearview Mirror
          • Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination Driver And Passenger Auxiliary Mirror
          • Full Floor Console w/Covered Storage Mini Overhead Console w/Storage and 2 12V DC Power Outlets
          • Front Map Lights
          • Fade-To-Off Interior Lighting
          • Full Carpet Floor Covering
          • Carpet Floor Trim and Carpet Trunk Lid/Rear Cargo Door Trim
          • Cargo Area Concealed Storage
          • Cargo Features -inc: Tire Mobility Kit
          • Cargo Space Lights
          • Driver / Passenger And Rear Door Bins
          • Delayed Accessory Power
          • Driver Information Center
          • Redundant Digital Speedometer
          • Outside Temp Gauge
          • Analog Appearance
          • Manual Anti-Whiplash Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints
          • Front Center Armrest and Rear Center Armrest
          • 2 Seatback Storage Pockets
          • Perimeter Alarm
          • Immobilizer
          • 2 12V DC Power Outlets
          • Air Filtration
          • Side Impact Beams
          • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
          • Parking Distance Warning Rear Parking Sensors
          • Blind-Spot Collision Warning Blind Spot
          • Forward Collision-Avoidance Assist (fca)
          • Rear Cross-Traffic Collision Warning
          • Collision Mitigation-Front
          • Driver Monitoring-Alert
          • Low Tire Pressure Warning
          • Dual Stage Driver And Passenger Front Airbags
          • Curtain 1st And 2nd Row Airbags
          • Airbag Occupancy Sensor
          • Driver knee airbag
          • Rear child safety locks
          • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point Height Adjusters and Pretensioners
          • Rear View Monitor with Parking Guidance Back-Up Camera

          Pre-Owned 2020 Kia Optima S for Sale in Saint Joseph, MO

          Discover the power and capability of the Pre-Owned 2020 Kia Optima S at Anderson Kia in Saint Joseph, MO. Whether you're shopping from St. Joseph, Kansas City or beyond, this pre-owned Optima offers the performance, comfort, and reliability drivers count on.

          Visit our dealership in Saint Joseph, MO to explore this Pre-Owned Kia and more. We proudly serve the St. Joseph, Kansas City area with an unbeatable selection of cars, trucks, and SUVs.

          Vehicle FAQs

          Questions About This Used 2020 Kia Optima S

          This pre-owned 2020 Kia Optima S is listed at Anderson Kia in Saint Joseph, MO. Availability can change quickly, so we recommend confirming price and availability before visiting. Stock #6002299A.

          The current listed price for this 2020 Kia Optima S is $16,900. Pricing, rebates, discounts, taxes, fees, and availability may change, so contact Anderson Kia to confirm the most up-to-date price.

          Yes. You can schedule a test drive for this 2020 Kia Optima S at Anderson Kia in Saint Joseph, MO. A test drive is the best way to experience the comfort, technology, performance, and features of this vehicle.

          Schedule Test Drive

          This 2020 Kia Optima S may include comfort, convenience, safety, performance, and technology features depending on its equipment and trim level. This Kia Optima includes popular features such as Navigation, Back-up Camera, and Blind Spot Monitoring. Review the vehicle details above or contact Anderson Kia for a full feature walkthrough.

          Yes. Anderson Kia accepts trade-ins and can help estimate your vehicle's value. You may be able to apply your trade-in value toward the purchase of this 2020 Kia Optima S.

          Yes. Financing options may be available for qualified buyers through Anderson Kia. Terms can vary based on credit approval, lender programs, down payment, vehicle price, and available incentives.

          This 2020 Kia Optima S is available through Anderson Kia, serving drivers in Saint Joseph, MO and the surrounding St. Joseph, Kansas City area. Contact the dealership to confirm the vehicle's exact location before stopping in.

          Protect your vehicle

          From the minor dents to mechanical breakdowns - these products have you covered.

          Protect your vehicle
          Vehicle Service Contracts
          Vehicle Service Contracts

          Imagine driving with complete peace of mind, knowing that unexpected mechanical breakdowns won’t derail your plans or your budget. You deserve a service contract that is simple, straightforward, and provides valuable protection when a breakdown occurs.

          Term Protect
          Term Protect

          Nothing looks worse on your new car than the damage caused by tree sap, road salt, bird waste and other environmental elements.

          EV Vehicle Service Contract
          EV Vehicle Service Contract

          The cost of routine maintenance is an expense no one likes. Select from a variety of Maintenance Plans to cover the cost of routine maintenance.

          Bundle 109 (Tire & Wheel, Paintless Dent Repair, and Key Replacement)
          Bundle 109 (Tire & Wheel, Paintless Dent Repair, and Key Replacement)

          Protect yourself from everyday mishaps with our Tire & Wheel, Key Replacement, and Paintless Dent Repair (PDR) coverage. This package helps cover the cost of tire and wheel damage from road hazards, lost or damaged keys with 24/7 lockout assistance, and repairs minor dents and dings to keep your vehicle looking its best.

          GAP Coverage
          GAP Coverage

          GAP Coverage offers peace of mind by helping cover the difference between your insurance payout and the remaining balance on your loan or lease if your vehicle is totaled, stolen, or damaged beyond repair. Without it, you could be left paying out of pocket for a vehicle you no longer have. GAP protection bridges that financial gap so you're not stuck with the bill.

          Windshield Repair/Replacement
          Windshield Repair/Replacement

          Our Windshield Repair/Replacement coverage helps keep your view clear and your vehicle protected. Small chips, stars, and cracks can be quickly repaired with a specialized sealant, and if the damage can’t be fixed, your windshield will be replaced. It's a simple solution for unexpected glass damage.

          Pricing and Availability Conditions
          Price does not include tax, title, and license fees. Vehicle price includes a $299 administration fee. All pricing and details are believed to be accurate, but we do not warrant or guarantee such accuracy. The prices shown above, may vary from region to region, as will incentives, and are subject to change. New vehicle pricing reflects rebates to dealer when financing through Ford. With approved credit. Not all will qualify. Vehicle information is based off standard equipment and may vary from vehicle to vehicle. Call or email for complete vehicle specific information.
          What Our Customers Say

          Anderson of St. Joseph Reviews

          See what recent customers are saying about their experience with our team, from shopping for a vehicle to visiting our service department.

          Google Review Anderson Kia

          “I had an outstanding experience purchasing my car thanks to Dravyn. From start to finish, he was the definition of professionalism—knowledgeable, respectful, and never pushy. He made the entire process feel smooth…” “I had an outstanding experience purchasing my car thanks to Dravyn. From start to finish, he was the definition of professionalism—knowledgeable, respectful, and never pushy. He made the entire process feel smooth and stress-free. What really stood out was how timely and efficient everything was. Dravyn respected my time, kept things moving quickly, and made sure I was always informed about each step. There was no waiting around or confusion—just clear communication and a seamless experience. On top of that, he was genuinely friendly and easy to talk to, which made a big difference. He took the time to understand what I was looking for and made sure I felt confident in my decision. If you’re looking to buy a car and want someone who is professional, quick, and truly pleasant to work with, I highly recommend asking for Dravyn. A well-deserved 5-star experience!”

          Google Review Anderson Kia

          “I had an amazing experience at Kia of Anderson! From start to finish, everything was smooth, stress-free, and actually enjoyable. A big thank you to Dravyn, who helped me throughout the entire…” “I had an amazing experience at Kia of Anderson! From start to finish, everything was smooth, stress-free, and actually enjoyable. A big thank you to Dravyn, who helped me throughout the entire process. He was incredibly friendly, knowledgeable, and patient. He took the time to answer all my questions and made sure I felt comfortable with my decision. I never felt pressured at all, which I really appreciated. The team was transparent and worked with me to find a car that truly fit my needs and budget. Everything was explained clearly, and the whole experience felt easy and well-organized. I absolutely love my car and couldn’t be happier with my purchase. I highly recommend Kia of Anderson, and if you go, definitely ask for Dravyn — he’ll take great care of you! 🙌”

          Google Review Anderson Ford of St. Joseph

          “Google caps reviews at 5 stars, but I would honestly give this experience a 6. Travis was absolutely amazing. This was my first time buying a car completely on my own, so…” “Google caps reviews at 5 stars, but I would honestly give this experience a 6. Travis was absolutely amazing. This was my first time buying a car completely on my own, so I came in without anyone to guide me through the process. I drove three hours to test drive a vehicle and was fully prepared to walk away if we couldn’t work something out. It ended up being one of the best decisions I could have made, because I drove away with a new car. Travis made the entire process comfortable and easy to understand. He walked me through everything in detail and focused on what actually applied to my budget and my long-term financing goals. I never felt pressured, and I really appreciated how transparent and helpful he was throughout the process. While Travis was working with his team in the back, his colleagues at the front — Corey, Kelso, and others — would strike up conversations with me to keep me company while I waited. It made the time pass quickly and genuinely made me feel welcome, like I was just part of the group getting through another workday together. They have truly set a high bar for what a dealership experience should be. I didn’t encounter any of the horror stories you hear about online when buying a car. I only wish they were closer so I could continue doing business with them more easily. If I ever need another vehicle or someone asks me for a dealership recommendation, they will absolutely be the first place I think of.”

          Google Review Anderson Kia

          “I had an exceptional experience working with Cross and Lee at Anderson Kia. I had a specific car in mind, and they went above and beyond to ensure I got it at…” “I had an exceptional experience working with Cross and Lee at Anderson Kia. I had a specific car in mind, and they went above and beyond to ensure I got it at the best price. They even drove the car from a different dealer, tinted the windows, and completed all the necessary paperwork before my arrival. The entire process was incredibly fast, stress-free, and enjoyable. Thank you, Cross and Lee, for making my car-buying experience so great!”

          Google Review Anderson Ford of St. Joseph

          “So excited and beyond grateful to have my new car! 🚗✨ A huge THANK YOU to Brett for helping make this whole process smooth, easy, and stress-free. From answering all my questions…” “So excited and beyond grateful to have my new car! 🚗✨ A huge THANK YOU to Brett for helping make this whole process smooth, easy, and stress-free. From answering all my questions to making sure I felt confident every step of the way, I truly appreciate your patience and professionalism. You went above and beyond, and it definitely didn’t go unnoticed. If anyone is looking for someone who genuinely cares and takes the time to help, Brett is your guy! Thank you again for everything — I absolutely love my new ride! 🙌💙”

          Google Review Anderson Ford of St. Joseph

          “Had a great experience at Anderson Ford in Saint Joseph. Everyone we encountered was very friendly. Kelso our dealer was incredible! Very friendly super helpful and most importantly wasn’t trying to force…” “Had a great experience at Anderson Ford in Saint Joseph. Everyone we encountered was very friendly. Kelso our dealer was incredible! Very friendly super helpful and most importantly wasn’t trying to force a purchase or shove anything down our throats. 10/10 experience”

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